🏠 Home Purchase Mortgages

Whether you're a first-time homebuyer or looking to upgrade, we'll help you secure the perfect mortgage for your new home. Get access to competitive rates, flexible terms, and expert guidance throughout the entire process.

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Why Choose Artha Financial Group for Home Purchase?

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Competitive Rates

Access the most competitive mortgage rates through our network of 100+ trusted lenders, ensuring you get the best deal possible.

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Fast Pre-Approval

Get pre-approved in as little as 24 hours, giving you the confidence to make offers on your dream home quickly.

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Expert Guidance

Our experienced mortgage specialists guide you through every step, from pre-approval to closing day.

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Flexible Programs

Various mortgage programs including conventional, FHA, VA, and first-time homebuyer programs tailored to your needs.

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Low Down Payment Options

Explore programs with down payments as low as 3%, making homeownership more accessible.

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Protected Process

Secure, transparent process with no hidden fees and clear communication at every step.

Perfect for First-Time Buyers

We Make Homeownership Achievable

Buying your first home can feel overwhelming, but it doesn't have to be. Our team specializes in helping first-time buyers navigate the mortgage process with confidence.

First-Time Buyer Benefits:

Low down payment options (as low as 3%)
First-time buyer grants and programs
Educational resources and guidance
Flexible credit requirements
Gift fund acceptance for down payments
No prepayment penalties

Our mortgage specialists will work with you to understand your financial situation and find the perfect loan program that fits your budget and goals.

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Our Simple Purchase Process

Pre-Approval

Get pre-approved to understand your budget and strengthen your offer when you find the perfect home

Home Shopping

Shop for homes with confidence knowing your financing is secured and ready

Application

Submit your full mortgage application once you've found your perfect home

Processing

We handle all the paperwork and coordinate with all parties to ensure a smooth process

Closing

Sign the final documents and get the keys to your new home!

Start Your Home Purchase Application

Complete the form below to begin your mortgage pre-approval process. Our specialists will contact you within 24 hours.

First Name *

Last Name *

Email Address *

Phone Number *

Where are you in the home buying process?

Where is your property located? (if applicable)

Is the property going to be?

Home Price or Pre-Approval Amount

Down Payment (Amount or %)

Are you a first-time homebuyer?

When do you want to move in?

Frequently Asked Questions

How much do I need for a down payment? +

Down payment requirements vary by loan type. Conventional loans can go as low as 3%, FHA loans require 3.5%, and VA loans require 0% down for qualified veterans. We'll help you find the best option for your situation.

How long does the mortgage process take? +

The typical mortgage process takes 30-45 days from application to closing. However, we can often expedite this timeline with proper preparation and documentation.

What credit score do I need to buy a home? +

While higher credit scores get better rates, we work with borrowers across the credit spectrum. FHA loans can be available with scores as low as 580, and some programs accept scores in the 500s with larger down payments.

Can I use gift money for my down payment? +

Yes! Most loan programs allow gift funds from family members for down payments. We'll help you understand the documentation requirements and ensure compliance with program guidelines.