Mortgage Calculators

Plan your homeownership journey with our comprehensive suite of financial calculators

🏠

Mortgage Payment Calculator

Calculate your monthly mortgage payments based on home price, down payment, and interest rate.

Calculate Now →

💰

Home Affordability Calculator

Determine how much home you can afford based on your income and monthly debts.

Calculate Now →

📋

Land Transfer Tax Calculator

Estimate the land transfer tax you'll need to pay when purchasing a property in Ontario.

Calculate Now →

🔄

Refinance Calculator

See if refinancing your mortgage makes financial sense and calculate potential savings.

Calculate Now →

💎

Home Equity Calculator

Calculate how much equity you have built in your home and what you can borrow.

Calculate Now →

⚖️

Rent vs Buy Analyzer

Compare the long-term costs of renting versus buying a home.

Calculate Now →

✅

Mortgage Pre-Approval Checklist

Interactive checklist to ensure you're ready for mortgage pre-approval.

Start Checklist →

Use this checklist to ensure you have everything ready for your mortgage pre-approval application. Check off each item as you complete it.

📄 Income Documentation

Recent pay stubs (last 2-3 months) T4 slips (last 2 years) Notice of Assessment (NOA) from CRA (last 2 years) Letter of employment (if applicable) Business financial statements (if self-employed)

💰 Down Payment & Assets

Bank statements (last 90 days) Investment account statements RRSP statements (if using for down payment) Gift letter (if receiving gift for down payment)

🆔 Identification

Valid government-issued photo ID (Driver's License/Passport) Proof of Canadian citizenship or permanent residency Social Insurance Number (SIN)

🏠 Property & Credit Information

Current mortgage statement (if refinancing) Property tax bill (if applicable) List of all debts and monthly payments Credit report authorization signed Rental agreement (if currently renting)

📊 Financial Health Check

Credit score checked (aim for 650+ for best rates) Outstanding credit card balances below 30% of limits No recent late payments or collections Stable employment history (2+ years preferred)

Completion Progress

Get started by checking off items above

Mortgage Calculators

Mortgage Payment Calculator

Home Affordability Calculator

Land Transfer Tax Calculator

Refinance Calculator

Home Equity Calculator

Rent vs Buy Analyzer

Mortgage Pre-Approval Checklist

Mortgage Payment Calculator

Mortgage Details

Home Affordability Calculator

Affordability Breakdown

Land Transfer Tax Calculator

Tax Breakdown

Home Equity Calculator

Equity Details

Mortgage Pre-Approval Checklist

📄 Income Documentation

💰 Down Payment & Assets

🆔 Identification

🏠 Property & Credit Information

📊 Financial Health Check

Mortgage Prepayment Calculator

Prepayment Impact

Refinance Calculator

Refinance Analysis

Mortgage Prepayment Calculator

Prepayment Impact

Rent vs Buy Calculator

Cost Comparison